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New Car Loan Calculator

Calculate payments for brand new vehicles with lower interest rates.

Vehicle Details

$
%
$

Est. $300-$600

$

Trade-In (Optional)

$
$

Enter 0 if paid off

Most states allow this. Uncheck if your state doesn't.

Financing

%

Estimated Monthly Payment

$837

for 60 months

Vehicle Price$45,000
Sales Tax$2,925
Title & Fees$450
Total Financed$43,375
Total Interest$6,818
Total Cost$55,193

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Analysis: Buying a $45,000 Car

New cars qualify for the best rates and manufacturer incentives. We use a competitive 5.9% rate for this calculation.

Frequently Asked Questions

What is the monthly payment for a $45,000 car loan?

At a 5.9% interest rate over 60 months, the payment is approximately $867. This includes interest but excludes insurance and maintenance.

How much interest will I pay on a $45,000 loan?

Over 60 months at 5.9%, you will pay roughly $6750 in total interest. Shortening the term to 48 months could save you significantly.

Does this include sales tax?

Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.