Auto Refinance Payment Calculator
See your new payment if you refinance. Input your balance as the 'Price' to see savings.
Vehicle Details
Est. $300-$600
Trade-In (Optional)
Enter 0 if paid off
Most states allow this. Uncheck if your state doesn't.
Financing
Estimated Monthly Payment
for 48 months
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Analysis: Buying a $25,000 Car
Thinking of refinancing? Enter your *current payoff amount* as the 'Vehicle Price' and your *new lower rate* to see your new monthly bill.
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Frequently Asked Questions
What is the monthly payment for a $25,000 car loan?
At a 5.5% interest rate over 48 months, the payment is approximately $581. This includes interest but excludes insurance and maintenance.
How much interest will I pay on a $25,000 loan?
Over 48 months at 5.5%, you will pay roughly $3750 in total interest. Shortening the term to 36 months could save you significantly.
Does this include sales tax?
Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.