72 Month Car Loan Calculator
See monthly payments for a 6-year car loan term. Compare vs 60 months.
Vehicle Details
Est. $300-$600
Trade-In (Optional)
Enter 0 if paid off
Most states allow this. Uncheck if your state doesn't.
Financing
Estimated Monthly Payment
for 72 months
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Analysis: Buying a $30,000 Car
72-month loans are now the most common. They lower your payment by ~$50/month but increase your total interest cost significantly.
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Frequently Asked Questions
What is the monthly payment for a $30,000 car loan?
At a 7.5% interest rate over 72 months, the payment is approximately $518. This includes interest but excludes insurance and maintenance.
How much interest will I pay on a $30,000 loan?
Over 72 months at 7.5%, you will pay roughly $4500 in total interest. Shortening the term to 60 months could save you significantly.
Does this include sales tax?
Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.