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$10k Car Loan Payment Calculator

Calculate monthly payments for a $10,000 used car loan. See costs with typical used car interest rates.

Vehicle Details

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%
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Est. $300-$600

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Trade-In (Optional)

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Enter 0 if paid off

Most states allow this. Uncheck if your state doesn't.

Financing

%

Estimated Monthly Payment

$254

for 48 months

Vehicle Price$10,000
Sales Tax$650
Title & Fees$450
Total Financed$10,100
Total Interest$2,080
Total Cost$13,180

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Analysis: Buying a $10,000 Car

A $10,000 loan is typical for older used cars. Interest rates are usually higher (9%+) for this price range. A 48-month term is recommended to avoid repairs exceeding value.

Frequently Asked Questions

What is the monthly payment for a $10,000 car loan?

At a 9.5% interest rate over 48 months, the payment is approximately $251. This includes interest but excludes insurance and maintenance.

How much interest will I pay on a $10,000 loan?

Over 48 months at 9.5%, you will pay roughly $1500 in total interest. Shortening the term to 36 months could save you significantly.

Does this include sales tax?

Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.