$10k Car Loan Payment Calculator
Calculate monthly payments for a $10,000 used car loan. See costs with typical used car interest rates.
Vehicle Details
Est. $300-$600
Trade-In (Optional)
Enter 0 if paid off
Most states allow this. Uncheck if your state doesn't.
Financing
Estimated Monthly Payment
for 48 months
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Analysis: Buying a $10,000 Car
A $10,000 loan is typical for older used cars. Interest rates are usually higher (9%+) for this price range. A 48-month term is recommended to avoid repairs exceeding value.
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Frequently Asked Questions
What is the monthly payment for a $10,000 car loan?
At a 9.5% interest rate over 48 months, the payment is approximately $251. This includes interest but excludes insurance and maintenance.
How much interest will I pay on a $10,000 loan?
Over 48 months at 9.5%, you will pay roughly $1500 in total interest. Shortening the term to 36 months could save you significantly.
Does this include sales tax?
Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.