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0% APR Car Loan Calculator

Calculate payments for 0% financing deals. See how much you save vs a standard loan.

Vehicle Details

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%
$

Est. $300-$600

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Trade-In (Optional)

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$

Enter 0 if paid off

Most states allow this. Uncheck if your state doesn't.

Financing

%

Estimated Monthly Payment

$NaN

for 48 months

Vehicle Price$35,000
Sales Tax$2,275
Title & Fees$450
Total Financed$37,725
Total Interest$NaN
Total Cost$NaN

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Analysis: Buying a $35,000 Car

0% APR deals are great because every dollar goes to principal. Usually requires excellent credit and shorter terms (36-48 months).

Frequently Asked Questions

What is the monthly payment for a $35,000 car loan?

At a 0% interest rate over 48 months, the payment is approximately $NaN. This includes interest but excludes insurance and maintenance.

How much interest will I pay on a $35,000 loan?

Over 48 months at 0%, you will pay roughly $5250 in total interest. Shortening the term to 36 months could save you significantly.

Does this include sales tax?

Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.