0% APR Car Loan Calculator
Calculate payments for 0% financing deals. See how much you save vs a standard loan.
Vehicle Details
Est. $300-$600
Trade-In (Optional)
Enter 0 if paid off
Most states allow this. Uncheck if your state doesn't.
Financing
Estimated Monthly Payment
for 48 months
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Analysis: Buying a $35,000 Car
0% APR deals are great because every dollar goes to principal. Usually requires excellent credit and shorter terms (36-48 months).
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Frequently Asked Questions
What is the monthly payment for a $35,000 car loan?
At a 0% interest rate over 48 months, the payment is approximately $NaN. This includes interest but excludes insurance and maintenance.
How much interest will I pay on a $35,000 loan?
Over 48 months at 0%, you will pay roughly $5250 in total interest. Shortening the term to 36 months could save you significantly.
Does this include sales tax?
Yes, our calculator includes an estimated Sales Tax field (default 6.5%) and Title Fees to give you a realistic 'Out the Door' payment.