Logo
All Finance Tools
Salary Analysis

How much house can I afford with $50k salary?

See home buying power on a $50,000 income. Calculator for single income households.

Your Finances

$
$
$

Max Home Price

$148,434

Based on a monthly budget of $1,167

Using the 28/36 Rule. Your debts reduce your buying power by roughly $0.

Max Rent Budget

$1,250/mo

Based on 30% of gross income rule.

Car Affordability

$21,750

Using the 20/4/10 rule (Conservative).

Debt-to-Income Health

28.0% Ratio
Healthy (<36%)Stretch (<43%)High Risk (>43%)

Add this calculator to your website

Want to use this tool on your blog or website? Copy the code below.

Financial Analysis

With a $50k salary, your max monthly housing budget is around $1,166 (28% rule). You are likely looking at homes in the $130k - $160k range depending on interest rates.

Compare Other Income Levels

$50k salary?$80kk$100k salary?$150kk Mortgage AffordabilityHome Affordability on $200k Income$60k salary?$70kk$120k salary?Luxury Home Affordability on $250kkDual Income $120k Mortgage AffordabilityDual Income $200k Home Buying Power

Common Questions

How much house can I afford with $50,000 income?

With a 50,000 annual income, lenders typically qualify you for a home price between $175,000 and $225,000, assuming you have low existing debt.

What is the 28/36 rule?

The 28/36 rule states that you should spend no more than 28% of your gross monthly income on housing costs (mortgage, tax, insurance) and no more than 36% on total debt (including cars and student loans).

Does this calculator include property taxes?

Yes, our affordability engine automatically estimates property taxes and insurance to give you a realistic 'PITI' budget, not just a raw loan amount.