Global Finance Tools
Navigate your financial life with confidence. Whether you're negotiating a salary in London, buying a home in Mumbai, calculating GST, or investing in New York.
How Much House Can I Afford?
Don't guess. See your Max Home Price based on your salary and debts. Includes Rent & Car budgeting.
Check Buying PowerMortgage Calculator
Don't be surprised by hidden costs. Calculate monthly payments including Property Tax, Insurance & HOA.
Estimate PaymentAuto Loan Calculator
Calculate the true "Out the Door" price. Includes Sales Tax, Title Fees, and Negative Equity rollover logic.
Calculate Car PaymentCredit Card Payoff
See your exact Debt-Free Date. Compare strategies to save interest and avoid the "Minimum Payment Trap".
See Payoff PlanIncome Tax Calculator
Compare New Regime (FY 2025-26) vs Old Regime. See your tax-free limit up to ₹12.75 Lakh.
Calculate Tax8th Pay Commission
Estimate your projected salary hike. Calculate new basic pay based on expected fitment factors (1.92x - 2.86x).
Check SalarySalary Converter
Hourly ↔ Yearly. See your paycheck broken down by day, week, and month. Supports custom work hours.
Calculate SalaryLoan & Mortgage
Mortgage & EMI calculator with visual amortization. See exactly how much interest you will pay.
Estimate PaymentsCompound Interest
The most powerful force in finance. Visualize how small monthly contributions grow over time.
See GrowthGST & VAT
Global tax calculator for India, US, UK & EU. Add tax to prices or reverse-calculate tax from the total.
Calculate TaxMoney & Finance FAQs
What is the tax-free limit for FY 2025-26 (India)?
Under the New Tax Regime (India) for FY 2025-26, income up to ₹12 Lakh is effectively tax-free due to the increased rebate u/s 87A. For salaried employees, the standard deduction of ₹75,000 pushes this limit to ₹12.75 Lakh.
How is the 8th Pay Commission (India) salary calculated?
The 8th Pay Commission (India) is expected to apply a 'Fitment Factor' to your current Basic Pay. While the exact factor is pending, experts project a range between 1.92x to 2.86x. Our calculator allows you to test these scenarios.
How is Compound Interest different from Simple Interest?
Simple interest is calculated only on the principal amount. Compound interest is calculated on the principal *plus* the accumulated interest. This 'interest on interest' effect is what accelerates wealth growth over time.
What is the difference between GST and VAT?
Conceptually, they are similar consumption taxes. VAT (Value Added Tax) is used in Europe/UK, while GST (Goods and Services Tax) is used in India, Australia, and Canada. The US uses a different system called 'Sales Tax' which is charged only at the final sale.
How do banks calculate Mortgage EMI?
Banks use a standard amortization formula: P x R x (1+R)^N / [(1+R)^N-1]. Our Loan Calculator automates this math so you can see your exact monthly payment and total interest cost instantly.